Have you made a Will?
It’s this simple… If you don’t have a Will in place when you die, your estate will be shared out according to the law instead of your wishes and your loved ones could end up missing out.
We should all have a Will in place
If you don’t have a Will when you die, your money, property and possessions will be shared out according to the law instead of your wishes. This can mean they pass to someone you hadn’t intended – or that someone you want to pass things on to, ends up with nothing.
If you have specific items of financial or sentimental value, you cannot ensure they are inherited by the people you want unless you have a Will. If you aren’t married and don’t have a Will, your partner, regardless of how long you have been together or if you have children, will not inherit anything.
Benefits of having a Will in place
First and foremost, a Will provides financial security for your loved ones. If you have children, a Will enables you to name the people you would like to look after them should you die. Without one, the Local Authorities decide. You get to decide who has what, reducing the risk of inheritance disputes and you choose who acts as Executor of your Will. Dying without a Will means that the time it takes to administer your ‘Estate’ (everything you own and all your money) is significantly increased.
A Will can also help reduce the amount of Inheritance Tax that may be payable on the value of the property and money you leave behind. In 2013, £38m went to the Government from people who died without a Will. Every penny of this could have been inherited by the right people.
Your Last Will & Testament is one of the most important documents you’ll ever write so you should consider how you store it, very carefully.
Reviews of our Will service
These are the good guys…
Gary and his team have looked after me very well concerning a will and advice freely given on the future, with absolutely no pressure. Would definitely recommend.
First class service
Mark and the Asset Harbour team have proved invaluable in setting up new policies and a will for my wife and I as our family grows. Their service level, responsiveness and general professionalism is outstanding. I’d highly recommend them.
The service and communication have been excellent, thank you very much for making things pain free!
Even single people need a will
As a single person arranging a will and understanding which life policy was for me was a bit daunting until Mark at Asset Harbour ‘sorted it’. Professional no pressure advice and service, couldn’t recommend more.
Professional, prompt and efficient
Prompt and efficient service, with thorough information provided to allow us to assess all the options for our Will and Life Assurance planning. Highly professional and I would certainly recommend Asset Harbour.
Asset Harbour were recommended
Asset Harbour were recommended to me to draw up my will which isn’t something anyone looks forward to doing. I was contacted by Freya and from start to finish she was very friendly and professional. Such a quick and smooth process would definitely recommend.